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The large disadvantage of credit playing cards is that they carry very excessive interest rates. On the time of this writing, the common curiosity charge for a balance transfer credit card is 13.2 percent [supply: Bankrate.com]. So if you select to use a credit card for start-up capital, ensure you’ve a plan to pay it again quickly. If not, that curiosity will add up quick.
In this text, we’ll cover the alternatives you could have for financing, what determines the curiosity rate you get, and the way to determine if you’re actually getting the very best deal, as well as some scams to watch out for. We’ll even give you a cheat sheet to take with you when automobile procuring to assist you figure out issues like whether or not taking the rebate or getting the zero-p.c interest deal is finest.
The SEC maintains a protracted listing of bad banks and crooked brokers who have been shut down in recent times. When you have been the sufferer of fraud in a single of those instances, contact the trustee assigned to the case. Another place to look is the Securities Class Motion Clearinghouse, an up to date database of private class-action suits filed by buyers. In the event you qualify as a member of the “class,” you possibly can share in the compensation.